Privacy Policy

Patriot Holdings LLC (“we,” “us,” “our”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your personal data.

Information We Collect

Device and Browser Information

When you visit our website, we may collect information about your device, browser type, IP address, location, and interactions with our site. We use cookies and similar tracking technologies for analytics and user experience improvements.  Cookies are small files that contain information sent by a web site that is saved on your computer's hard drive. Cookies enable us to gather data such as web pages visited, links clicked, and material downloaded. Cookies also are used to put a unique identifier on your computer. This helps us to generate statistics. There are different types of cookies including "browser" cookies (also known as "html cookies") and Flash cookies (also known as "Local Shared Objects"). You can configure your browser to reject browser cookies or to notify you when browser cookies are offered so that you can accept or reject such cookies. In addition, blocking or deleting browser cookies may not block or delete other types of cookies including Flash cookies.

Personal Information

In addition to the technical data noted above, we also collect the following personal information:

• Identity Data (name, date of birth, government ID)
• Contact Data (email, phone, address)
• Financial Data (bank details, limited payment data)
• Transaction Data (purchase history)
• Technical Data (IP address, browser data, cookies)
• Usage Data (how you use our platform)
• Marketing & Communications Data (preferences, opt-ins)

Any other personal information you submit through our website or affiliated website or furnished to us through communications with us and/or affiliates, agents, designees and assigns.  We do not collect sensitive personal data (e.g., race, religion, political beliefs) unless voluntarily provided.

How Is Your Personal Data Collected?

We collect personal data through direct interactions (registration, subscriptions, requests for marketing to be sent to you,), user contributions (content you post on the platform), automated technologies (cookies, analytic tools, etc.), and third parties, including payment providers, analytics, services, entities that direct you to, are located at, or are accessible via our website, business partners, family members, and friends.

You may notify us in writing if you do not wish to be marketed to by us at the address below (please see "How to Opt-Out" below).

How We Use the Information We Collect

Marketing Purposes

We may disclose personal information collected through communications with us and/or affiliates, agents, designees and assigns or from our website for the following purposes:

• To provide information relating to products or services that you requested or that we believe may be of interest to you.
• To strategic partners, referral sources, brokers, vendors, suppliers, agents, affiliate, designee, assignee and other third parties who may be involved or interested in extending credit and/or supplying goods or services in connection with the finance transaction.
• To secure, protect and enforce the finance contract, legal interests and rights.
• To respond to a judicial or governmental order or subpoena or as otherwise required by law.
• In connection with a sale, finance, investment, audit or other corporate or financial transaction relating to the business or assets of us or any of our affiliates.
• To service providers in areas such as data management, information technology and human resources performing services in support of our website or on behalf of us.
• To us and our affiliates, agents, designees, assignees and vendors for marketing, customer service, collections, remarketing or other purposes related to the finance transaction.
• For any other legally permissible purpose.

Non-Marketing Purposes

We may use the information we collect for non-marketing purposes including, but not limited to, (1) conducting statistical or demographic analysis; (2) processing, fulfilling, and tracking information request(s); (3) complying with legal and regulatory requirements; (4) protecting and defending us and our affiliates against legal actions or claims; (5) satisfying contractual obligations; (6) evaluating your employment application; and (7) cooperating with law enforcement or other government agencies for purposes of national security, public safety, or matters of public importance when we believe that disclosure of information is necessary or appropriate to protect the public interest (collectively "Non-Marketing Purposes").

When it is possible to do so, we may link personal information such as your name or e-mail address with non-personal information such as the unique identifier associated with your computer or mobile device. We may also link personal information with other generally or publicly available information to help us identify your preferences or interests. The information we collect may also be merged with information available from other sources such as other subsidiaries that are owned, operated, or affiliated with us.

Sharing within Us and Our Affiliates

Your personal information will be shared with our applicable affiliate(s). We may disclose your personal information to answer your inquiry or to fulfill the purposes of our website or to service providers to process the information on our behalf. In any case, the disclosure of personal information is only to those with a legitimate business reason to access the information. Notwithstanding the above disclosures, we will disclose personal information when required or permitted by law or according to relevant corporate policies.

We do not sell your personal information to any third parties.

Your Communication Preferences

How to Opt-Out

If you wish to opt-out of receiving marketing solicitations from us, or do not want us to share your personal information for marketing purposes with our business partners or other third parties, or with us, please e-mail us at optout@patriotholdings.com or call us at (702) 550-3808.

Data Retention

We will retain your personal information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or allowed by law.

Users Under 13 Years of Age

We do not knowingly collect personal information from children under the age of 13 (or under 16 in certain jurisdictions).

Security

We use reasonable and appropriate physical, electronic, and administrative safeguards to protect personal data from loss, misuse and unauthorized access, disclosure, alteration and destruction, taking into account the nature of the personal information and risks involved in processing that information.

Access to Personal Information

Upon request, and after providing satisfactory proof of identity, individuals will be given the right to access, rectify, update, or delete the personal information they have provided, and the right to restrict or object to processing and data portability, including automated decision-making.  You will also have the right to withdraw consent at any time. You may exercise these rights by emailing our marketing department at optout@patriotholdings.com or calling us at (702) 550-3808.

In addition, you also have the right to unsubscribe to general mailings at any time of the day or night by clicking the unsubscribe link at the bottom of any of our emails.

Changes and Modifications

We reserve the right to change or replace this Privacy Statement at any time. Changes will be posted with a new "Last Updated" date.  Please review this page periodically to remain apprised of our current policies and practices.

California Residents Right to Opt-Out

California residents may opt out of the "sale" or “sharing” of their personal information, as defined by the CCPA. This does not include when:

• You direct us to disclose your personal information or use us to interact with a third party and the third party does not sell the personal information.
• We use or share an identifier solely to alert a third party you have opted out of the sale of your personal information.
• Your personal information is transferred as an asset as part of a transaction in which the third party assumes control of all or part of our business, in which case the third party would have to tell you in writing if it materially changes how the information is used or shared; and
• We use or share your personal information under a written contract with a service provider necessary to perform a business purpose.

We have not sold personal information about you in the last 12 months and will not do so in the future. Similarly, we do not offer financial incentives to individuals who provide any data to us, or for individuals who opt out in having their data removed or not shared.

We have an opt-out policy in place. If you wish to opt-out of our sharing and your personal information with third parties for marketing purposes, please follow the "How to Opt-Out" instructions under Your Communication Preferences above.

Your Consent

By providing personal information to us, you consent to the collection and use of the personal information in accordance with this privacy statement. This site is hosted in the United States. Since this service is available to individuals in a variety of global locations, you are consenting to transferring your personal information to countries or jurisdictions that may not provide the same level of data protection law in the legal jurisdiction in which you are located.

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